Top 10 Questions Asked by Fintech Recruiters (2025 Edition)
Fintech is where "Move fast and break things" meets "Compliance regulations that cannot be broken." Recruiters look for a rare mix of agility and risk awareness.
Growth Mindset
Can you scale?
Commercial Awareness
Do you know how we make money?
Technical & Product Questions
1"How would you explain an API to a 5-year-old?"
Why they ask: Fintech products are complex. They need to know if you can simplify technical concepts for stakeholders or customers.
"Think of an API like a waiter in a restaurant. You (the user) want food (data) from the kitchen (server). You don't go into the kitchen yourself; you give your order to the waiter, and they bring the food back to you."
2"Walk me through a time you had to balance speed vs. quality."
Why they ask: In banking, a bug isn't just annoying-it loses money. But in startups, being slow means death. Show you understand the trade-off. Mention "Technical Debt" and how you manage it.
3"What is the biggest threat to our business model right now?"
Why they ask: This tests your commercial awareness. Don't say "Competitors." Say "Regulatory changes in the EU regarding AI scoring" or "The rise of decentralized finance protocols."
The Next 7 Questions
- "Describe a data-driven decision you made recently."
- "How do you stay updated on financial regulations?"
- "If you were the CEO for a day, what one product feature would you kill?"
- "Tell me about a time you failed to meet a deadline." (Ownership test)
- "How would you design a neobank for teenagers?" (Product Sense)
- "Explain the difference between ACH and Wire transfers." (Domain Knowledge)
- "Why Fintech, and why specifically us?"
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